'Unless banks focus on the Rs 10-15 lakh loan segment, growing affordable housing will remain a challenge.'
Systematic Investment Plan (SIP) and Systematic Withdrawal Plan (SWP) are very crucial. Here, we will help you understand how these tools can pave the way for a stress-free retirement.
Currently, the NAPCC has eight active missions across sectors like water, energy, and agriculture, aimed at addressing climate change.
Reserve Bank of India (RBI) Deputy Governor Swaminathan J criticised some non-banking financial companies (NBFCs) for lax loan appraisal practices and charging excessive interest rates, even as he acknowledged the sector's rapid expansion over the past decade, especially in recent years. "Unfortunately, some NBFCs seem to believe they can operate with weak underwriting in the pursuit of fast growth while levying excessive and unsustainable interest rates - sometimes disguised as upfront or processing fees - followed by aggressive recovery methods in case of default," Swaminathan said at the conference of NBFCs in Chennai last month.
"With Shubman, our vision is not limited to one or two seasons; it's long-term" - Gujarat Titans COO Colonel Arvinder Singh, on choosing Gill as captain over senior players
rediffGURU Ashwini Dasgupta offers handy tips on time management for a stress-free work life.
Call centres, once the engine room of India's BPO exports, are evolving too. Depending on the complexity, 30 to 50 per cent of voice and chat volumes are now handled by conversational AI.
Sudharsan highlighted his strong partnership with Gill, both on and off the field.
It will require a lot of man management from young skipper Shubman Gill and the seasoned dressing room figurehead Gautam Gambhir to ensure that Jasprit Bumrah is accorded the respect and space he deserves.
Doing an activity you love instantly reduces stress and lowers your heart rate too.
States are mandated to develop and implement 'heat HAPs' for prevention of heat-induced diseases. But most do not go beyond standard advisory on heat prevention.
'It concerns the sea and the security of the nation. What has happened is a big tragedy.'
'In staples, we have still managed in rural areas.'
For the first time, the Data Security Council of India assembled a joint task force to source threat intelligence at the origin and ensure coordinated action across the cybersecurity spectrum.
Delhi International Airport Limited (DIAL), which operates India's largest airport, dismissed the expert committee report as "inaccurate", claiming it relied on "probabilities, hypothesis, and conjectures" rather than empirical data or complete documentation.
Fuelled by rising disposable incomes and growing awareness about disciplined investing, monthly SIP inflows across the mutual fund industry could scale up to Rs 40,000 crore over the next 18-?24 months, according to Madhu Nair, CEO of Union Asset Management Company (AMC). SIP inflows stood at Rs 25,925 crore in March, although the industry has witnessed a declining trend over the past four months amid heightened market volatility triggered by frequent US tariff changes.
'I spoke to Paddy, and I made some changes.' 'After that, I slept well in the last two days -- at least eight hours each day.' 'So, I was fresh in the games. Sleep is very important.'
In addition to regulatory actions against small and midcaps, tighter liquidity conditions are another headwind that stocks are facing this month. Market observers say advance tax outflows and capital gains-related adjustments will weigh on the markets in the near term.
A cortisol belly is a common health problem resulting from elevated cortisol levels due to chronic stress, poor diet, lack of physical activity, inadequate sleep and overtraining, says clinical nutrition consultant Neha Sahaya.
China hopes both sides will remain restrained, move toward each other, and work together to de-escalate the situation.
Fostering kindness doesn't require grand gestures; even the smallest acts can create a ripple effect, cultivating a more harmonious and effective work culture.
rediffGURU Nayagam PP offers a detailed guide to equip you with effective strategies, tactics and tips to help you excel in the upcoming IIT-JEE exam 2025.
DC's downfall was marked by unstable opening partnerships, inconsistent middle-order performances, and poor execution in pressure moments-both with bat and ball.
The Reserve Bank of India (RBI) on Wednesday came out with comprehensive draft guidelines to harmonise and regulate gold loans across all financial entities, including putting a cap of 75 per cent on loan-to-value (LTV) ratio. The draft guidelines also aim to address concerns related to certain lending practices, provide clarity on specific aspects, and strengthen the conduct-related standards in the sector.
Whether you're a young professional, a seasoned entrepreneur, or someone simply looking to take control of your financial future, adopting these principles can be life-changing, says Ramalingam Kalirajan
Amid a social media storm over the death of a young employee at tax consultancy major EY allegedly due to work pressure, Deloitte has formed a three-member external committee, which includes former revenue secretary Tarun Bajaj, to look into practices, policies and processes concerning employees, its South Asia CEO Romal Shetty said on Friday. Shetty said to manage the work pressure within the organisation and have an open work culture, Deloitte has a chief happiness officer and takes strictest action for any bad behaviour within the organisation. Deloitte is one of the four major global tax consultancy firms.
While MBBS continues to be the most sought-after stream for medical aspirants, post pandemic, the demand for skilled nurses and physiotherapists are on the rise, notes Nayagam PP, career counsellor and founder of EduJob360.
Here's a formula that helps you understand how much money you will need to retire early in India and simple steps to achieve it.
Uttar Pradesh Chief Minister Yogi Adityanath highlighted the successful execution of the Maha Kumbh 2025, emphasizing effective crisis management, economic benefits, and the event's role in national unity and infrastructure development. He cited the swift response to a stampede on January 29 and the extensive preparations that ensured a smooth experience for millions of pilgrims.
Chandrachud said there were several comments on the social media which alleged that the CJI is "so arrogant" that he got up in the midst an important argument in court.
BJP MLC Chitra Wagh has called for promoting the use of the Marathi language in Maharashtra after a video of an Airtel employee refusing to speak Marathi with a customer went viral. Wagh, who heads the women's wing of the Maharashtra BJP, said that anyone residing in Maharashtra should know Marathi or be willing to learn it. She demanded action against the employee and called for all Airtel employees to be proficient in Marathi.
With just two wins from seven games, the Royals, languishing at eighth on the table, come into the contest on the back of a gut-wrenching Super Over defeat to Delhi Capitals.
Union Finance Minister Nirmala Sitharaman on Saturday announced a fresh Rs 15,000 crore 'SWAMIH Fund' for completion of 1 lakh units in stalled housing projects across various cities, a move aimed at providing relief to distressed homebuyers whose investments are stuck. In November 2019, the Centre announced a stress fund named 'Special Window for Affordable and Mid-Income Housing' (SWAMIH), to complete stalled housing projects across India.
A string of losses-to Lucknow Super Giants, Delhi Capitals, and most recently, a heavy 80-run defeat to Kolkata Knight Riders-has raised questions about SRH's overly aggressive approach and their faltering death bowling.
'Choose an FD tenure that provides a balance between returns and the horizon for which you can invest.'
'Making sure that you're getting enough sleep, that your weight is maintained correctly and you exercise regularly.'
Sourav Ganguly stressed the need for India to discover their form in England and backed skipper Rohit Sharma to lead the turnaround.
Rohit Sharma's career has been a mix of brilliant moments and inconsistencies. While his Test record may not be impressive, his white-ball dominance and leadership qualities make him a legend.
What's different this time is that global financial stress -- which has its genesis in four policy choices made in recent years -- is juxtaposed with a more resilient real economy, observes Sajjid Z Chinoy, chief India economist at J P Morgan.
Shares of Tata Consultancy Services (TCS), the country's largest IT services provider, continue to remain under pressure, hitting a new eight-month low of Rs 3,624.90 intraday on Tuesday before closing at Rs 3,631, down 1.19 per cent. In the past two trading sessions, the stock price has declined 4 per cent on fears of a slowing US economy.
© 2026 Rediff.com - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances